Why Declare Bankruptcy?
Finding The Help You Need Today
Bankruptcy has helped millions of people, but is it right for you? Find out by asking your questions directly to an experienced bankruptcy attorney who can help you take an honest look at your financial situation. If you need bankruptcy protection, talking with a lawyer is the place to start.
Bankruptcy Can Provide Immediate Relief
If you are struggling with credit card debt, medical bills or are under wage garnishment, bankruptcy could provide immediate relief. The moment you file your case, the automatic stay goes into effect. The protection afforded by the automatic stay stops all contact from creditors, including garnishment, repossession, foreclosure and phone calls during the bankruptcy process. This could allow you to stop worrying about your debt and focus on moving past it.
Bankruptcy Is A Common Debt-Relief Tool
Each year, well over 1 million individuals turn to bankruptcy to help them break free from debt. These people have discovered that bankruptcy can be a powerful tool to help them with their current financial situation. There’s no shame in explaining your situation to an attorney. Let a lawyer guide you through the process and explain in understandable terms if a bankruptcy is designed to help in situations like yours.
Bankruptcy Gives You Options
Personal bankruptcy comes in two common forms, Chapter 7 and Chapter 13. Chapter 7 may allow you to completely wipe out certain debts, while Chapter 13 sets up an affordable repayment plan and may allow you to keep all of your property. Even though bankruptcy is a federal protection, each state has its own laws that spell out how bankruptcy works. By talking with a local lawyer, you can get the details of what to expect in your bankruptcy case.
Get A Fresh Start
Filing bankruptcy isn’t a sign of failure, but an opportunity for a fresh start. If your debt is forgiven by the Bankruptcy Court, you can obtain a fresh financial start, free from the burden of your prior debt. Bankruptcy may allow you to rebuild your credit, and your life. Take the next step now by connecting with a local bankruptcy lawyer.